Komal is a highly qualified and experienced finance professional who has been working with The Gainers for over three years. She has an MBA in Finance and Operations from IMT Ghaziabad, one of the most reputed management institutes in India. She also has a Masters in Commerce and CA(Inter) qualifications.
As a part of The Gainers team, Komal is responsible for enhancing the customer experience and ensuring that their financial goals are met. She has a deep understanding of the banking, insurance, NBFC and education sectors, and has worked as a branch manager in a leading private sector bank before joining The Gainers. She has a proven track record of delivering excellent financial results and developing talent in her team.
Komal has also completed the CFGP Advanced Level Program, which is a comprehensive and rigorous course that covers both theoretical and practical aspects of financial planning. She has demonstrated her expertise and skills in various areas such as investment planning, retirement planning, tax planning, estate planning and risk management. She is committed to providing ethical and professional advice to her clients and helping them achieve their financial dreams.
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Tax Saving
Tax Saving
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How to plan your tax-saving investments for the year
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The best time to start planning your tax-saving investments is at the beginning of the financial year.
Most taxpayers procrastinate till the last quarter of the year, resulting in hurried decisions. Instead, if you plan at the start of the year, your investments can compound and help you achieve long-term goals.
Remember, tax-saving should be an additional perk and not a goal in itself.
Investment options under Sec 80C
The most popular tax-saving options available to individuals and HUFs in India are under Section 80C of the Income Tax Act, Section 80C includes various investments and expenses you can claim deductions on – up to the limit of Rs. 1.5 lakh in a financial year.
Investments | Returns | Lock-In Period |
---|---|---|
ELSS Fund | 12%-14% | 3 years |
National Pension Scheme (NPS) | 10%-12% | Till Retirement |
Unit Linked Insurance Plan (ULIP) | Returns vary from plan to plan | 5 years |
Endowment Insurance Plan | Returns vary from plan to plan | Duration varies from Plan to Plan |
Bank FD's | 5.50%-7% | 5 years |
Term Insurance | Returns vary from plan to plan | Till Maturity of Plan |
We Manage the end to end journey for your investments
Detailed Analysis
Unique investment opportunities qualified through rigorous due diligence
Complete Transparency
Disclosure of all aspects of each investment, terms of lease and potential risks
Reputed Co-Investors
Required investors invest at least 30% of the total investment amount for each asset
Seamless Process
Investment identification, execution and management delivered at your fingertips by our expert advisors
Other Tax Saving options beyond Sec 80C
Apart from the 80C deductions, there are various deductions under Section 80 you can use to save on income tax. Tax benefits on health insurance premiums and home loan interest are a few-
Interest paid on education loan is allowed as deduction under section 80E
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We are using Gainers service back from 8 years and came across many other stock market advisory services but with the accurate equity tips and research Gainers has provided was incomparable.
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Their experience and research in equity stock market is so pin-point accurate that making money in such a fragile market look so easy. I am really grateful to use their service.
I astonish with their high accuracy tips and experience around equity market. I think I have made one of the best choices in my life to take consultation from Gainers for equity trading and all my financial investments.