Home Loan
Every dream has a reason – we make it possible
Your dream of buying a home comes true with the Gainers. We help you to find the best home loan rates. Fulfil all your dreams as we work on your behalf to find the cheapest home loan rates.
Whether wanting to renovate the existing or looking to build/buy a home, all-inclusive home loan packages are the go-to place. Convert your dreams into reality with:
Business Loan
Transforming your business goals to reality
It is an ‘unsecured’ financial framework rolled out to shield different expenditures of a business entity. You need not mortgage any kind of assets to ask for a loan. Self-employed professionals, salaried professionals, and public & private limited entities, any of them can apply for a Business Loan. We help you to get a sme loan in quick simple steps. You just need to fit in the required eligibility criteria.
Buckle up the seat belt of entrepreneurship as we walk together to find the best commercial business loans in the market. With minimal documents and easy loan structure, a business loan is the fuel to jet-start your business
Personal loans starting at 10.75%
Frequently Asked Questions
It is a one-to-five year ‘unsecured’ loan offered by Non-Banking Financial Companies (NBFCs), Peer-to-Peer (P2P) lending platforms, and banks. These loans are given without any hypothecation of assets, or any other collateral or guarantor requests. Ultimately, the usage of this loan depends upon the will of the borrower.
It depends on the company where you work and which companies do the bank outline. They analyse their selected segments such as A, B, C, etc. alongside analysing the financials and credentials of your company. The other factors include:
There are banks that enable you to pre-close after the first EMI has been debited and there are some banks that have a lock-in period of 6 months to a year. Sometimes, to pre-close your loan, you may also come across various restrictions regarding using own reserves. There are chances that banks can permit pre-closure charging a nominal fee or go for a no-cost way.
Normally, the loan amount offered by banks ranges from Rs 50,000 to 30,00,000. On the other hand, the banks also give higher loan amounts that require some personal discussions. In such cases, the bank prefers to have a word with the borrower and proceed with the request accordingly.
The above factors have their dependency on the amount of loan disbursed. This also includes company categorization, tenure of the loan, and customer salary. Moreover, the bank account in which the salary is going to be credited also play a vital role in determining the ROI, processing fee, and pre-closure.
It’s obvious that the bank will come in with some penalties or ECS bounce charges for sure. This can a bigger impact on your future credits that you never thought of. There are chances to miss a car or home loan opportunities. You can also come across situations where the bank can take legal action against you.
